I'm a little sick. I had to call off work on a Friday night, I may have to tonight (*update: just did. So glad!). The weekends mean big money in waitressing land. Now I can't enter income on my budget worksheet. Waah! Until yesterday, I've not called off at this job. I hate calling off. It gives me anxiety. I had to give myself permission to call off. I had to get advice and encouragement from my friends and hubby. Who, by the way, is a fine nurse. I take pride in my work ethic. I fairly enjoy the work and my coworkers. I just got put on both weekend nights and I can't even be reliable, but I feel like absolute crap! I'm sure they can handle it without me...
However, the sickness has not affected my brain - it was already this way;) So, it is my laptop, me and the couch. This is a great opportunity to write about the budget worksheet in action. Once you see saving money as spending money on yourself, you might find a little more excitement in it all. Stacking dollars, pennies if you got 'em, is a great pastime, woo wee!
After ceasing to worry about the money I was not making this weekend, I was able to find strength from my budget worksheet. Seriously. Since keeping track and putting my all into saving, I created a nice cushion, or emergency fund, to protect me in times I couldn't count on making money or a crisis came up. Getting sick is exactly what this should allow for.
Additionally, I can look through past expenditures to see where I can cut spending to maintain a fairly decent savings total at the end of the month.
I recently splurged on a 25 lb. bag of rice for $11.99, that's $.47 a/n lb (I did just spy a 20 lb bag for 8.99 which brings the price down to $.45 a/n lb). Long grain white because it stores indefinitely. This contradicts the high priority I place on health through diet, but I digress. I could slice spending on groceries by making a lot of rice and beans meals and spice them up with veg and herb. Rice makes a good, filling brekky too. Cutting into my grocery bills won't be too hard because I have been making some bulk staple purchases. I am just starting to keep track and build my price list (more later), while experimenting with recipes from the depression, albeit with more health promoting ingredients.
I can also say no to nights out. Lately, I enjoy seeing my friends in the day, when I can see and hear them. Besides being waaay cheaper, it is much more efficient. I know, I know, what a soulless way to look at it, but loud, smoky bars just aren't cutting it. Stopping by to dish over a few cups of teas is definitely more rewarding. Although, I have less hilarious drunk and stoopid stories to tell. Ha!
Now, if only I could cut down on my cell phone bill...it doesn't hurt to dream. Maybe if we all banded together we could make the phone companies stop ripping us off! I'm going to look more into their feckless pricing scenarios. The New York Times recently did a story on how text messaging costs next to nothing for phone companies but, oh, how they charge. I have been able to lower my cell phone burden by texting more therefore enabling me to move to a cheaper plan. Alas, I am still not satisfied! Considering adding my mother to my family plan, is that a mistake?
*I'll post a link to the article soon-soon. I know I posted it to my facebook.
The nurse just brought me my blueberry waffles. Gotta nosh!
Using these simple household items will give you a happy mouth! When we ran out of toothpaste as a kid my mom would pull out the baking soda. Just wet brush, dip and apply. When you really need to pinch go with baking soda. It probably costs less than a penny per brush. The taste will take some getting used to. The mild abrasion power of baking soda will leave your teeth feeling good and scrubbed. Worries about lack of flouride should be nil as research confirms, again and again, that flouride actually damages your teeth and is a suspected neurotoxin! Read here for more disturbing information about flouride...
Posts
